Start a relationship with HB&T FCU today!
Your Share Savings and Share Draft Account is the first step in establishing a relationship that can help you manage your money, save for the future, improve your credit score and increase your wealth. Once you have an account with us you can enjoy other products and services to help you with your financial goals.
Services offered include:
Free Notary Services
Loan Life & Disability Insurance
Gap Insurance
Extended Warranty
Direct Deposit
Bank Wires
Consumer Loans
Our Loan products offer you the power to do the things that you want to do in life - on your own terms.
We offer a variety of consumer loans including:
Signature Loans
Share Secured Loans
Christmas & Vacation Loans
New & Used Vehicle Loans
Recreation Vehicle Loans
Please contact the credit union for details. Subject to credit approval.
Share Draft Account
Free Visa Debit card
Free Direct Deposit
Free reoccurring bill pay*
No minimum Balance required
Earns interest on higher balances
No service charge on higher balances
Unlimited transactions
Overdraft protection with share account**
Access to your money 24 hours a day 7 days a week
*call for more details
**fees for overdrafts may still apply
Share Savings Account
The minimum amount to open an account is $25.00. An average daily balance of $500.00 is required to earn dividends. Six free withdrawals per year.
Money Market Account
The minimum amount to open an account is $500.00. You must maintain an average daily balance of $5,000.00 to earn the annual percentage yield disclosed. Two free withdrawals per quarter.
Young Savers Account
HB&T FCU's young savers account is available for the youngest members ranging in age from newborns to 17 years old. It only takes $25.00 to open and qualifies youth account holders to participate in various contests and youth promotions throughout the year.
Christmas Account
Minimum amount required to open is $5.00. Option to make regular direct deposit contributions to your account. Funds are disbursed on November 1st.
Vacation Account
Minimum amount required to open is $5.00. Option to make regular direct deposit contributions to your account. Vacation disbursements begin June 1st.
Certificates of Deposit
The minimum amount to open an account is $2,000.00 for a term of one, two and three years. At maturity, accounts automatically renew at current rate, or choose a new term.
